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Policies and Practices on Personal Data

As a provider of insurance and financial services, the collection and use of personal data is fundamental to the administration of your individual or group policy, the evaluation of your insurance and financial need, and the provision of services to you. Altruist Financial Group Limited (hereinafter referred as AFG) will at times observe the Personal Data (Privacy) Ordinance in the collection, maintenance and use of personal data of our clients. In particular, we will ensure that:

Only proper and legitimate means are employed to collect personal data; Personal data collected and used is accurate and timely;

Our use of personal data is consistent with the Ordinance and contractual obligations;

- Personal data is protected by appropriate safeguards and made available only to authorized persons, and
- Clients have the right to access and request correction of their personal data.
- At AFG, we collect and hold personal data of our clients in relation to their personal and policy particulars, medical and occupation history, financial, a vocational and claims information. This data is collected by AFG for the purposes of:
 
- Approving and administering the client's policy;
- Underwriting and reinsuring the risk, and processing claims;
- Statistical or actuarial research performed by our company, our associated companies or the insurance industry, and
- Promotional offers of new or additional service







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