Under this disclaimer:
– “Web Site” indicates Altruist Financial Group Limited’s website;
– “AFG” indicates Altruist Financial Group Limited;
– “Viewer” indicates people who visit Altruist Financial Group Limited’s website

Use of Information and Materials
The products and services offered in the Web Site are only offered in jurisdictions where and when they may be lawfully offered by AFG and the material on the Web Site is not intended for use by the Viewer located in or resident in jurisdictions which restrict the distribution of this material by AFG. The Viewer is required to observe any relevant restrictions.

Nothing in the Web Site shall be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction in which such offer or solicitation is unlawful or in which any person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation.

No information contained in this website should be regarded as an offer to sell, to subscribe to, or to provide any recommendation with respect to any investment products. Investment involves risk and past performance is not indicative of future performance. Viewer is advised to obtain appropriate professional advice where necessary.

Any information, products or services supplied in the Web Site may be withdrawn or amended at any time without advance notice at AFG’s discretion. Anyone’s eligibility for particular information, products and services is subject to AFG’s final determination and absolute discretion.

The Viewer should signify consent to this disclaimer set out herein by using the Web Site. The Viewer’s continued use of the Web Site following the posting of any changes to these terms will mean the Viewer’s acceptance of those changes.

Links to other sites
Use of hyperlinks to other Internet sites or resources are at the Viewer’s own risk. The contents, accuracy, opinions expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by AFG. AFG expressly disclaims any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from the Web Site. It remains the Viewer’s sole responsibility to make all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. AFG emphasizes that all activities conducted via or at the Web Site are at the Viewer’s own risk. AFG does not warrant the security of any information the Viewer may forward or be requested to provide to any third party. The Viewer is deemed to have irrevocably waived any claims against AFG for any loss or damage suffered as a result of any access to or interaction with any other web sites via the Web Site.

Copyright and Trademark
Altruist Financial Group Limited and other parties own the trade marks, logos and service marks displayed on the Web Site and the Visitor is prohibited from using the same without written permission of Altruist Financial Group Limited or such other parties.

The materials on the Web Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without Altruist Financial Group Limited’s prior written consent.

No Warranties
While every care has been taken in preparing the information and materials contained in the Web Site, such information and materials are provided “as is” without warranty of any kind either expressed or implied. AFG disclaims liability for any error, omissions or inaccuracies in the information and materials provided on this website and for any loss or damages incidental or consequential, resulting from its use or inability to use by any party, or in connection with any error, interruption, delay in operation or incomplete transmission, line or system failure.

It is the Viewer’s sole responsibility to prevent, safeguard and ensure that no computer virus enters the Viewer’s system and the Web Site.

Internet Communications
Messages sent over the Internet cannot be guaranteed to be completely secure. The Viewer shall bear the risk of any delay, loss, diversion, alteration or corruption of any message either sent to or received from or via the Web Site. AFG will not be responsible for any damages incurred. AFG is not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of the Web Site.

Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

Use and Disclosure of Personal Information
Unless restricted by applicable law, the Viewer agrees that any and all personal information/data relating to the Viewer collected by AFG from the Web Site from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with AFG’s current Notice To Customers Relating To The Personal Data (Privacy) Ordinance.